We provide expert assistance to our business and professional clients in the following areas:

Life Insurance

• Buy/sell agreement funding – provide for an orderly transition of business interests in the event of the death, disability or separation of service of an owner or partner
• Key person insurance – help cover financial losses due to the death of a business owner, partner or key employee
• Family protection – provide a source of funds to take care of loved ones in your absence
• Estate planning – provide funds to cover expense and liquidity needs, as well as death taxes for larger estates
• Legacy planning – fund trusts for family members or charitable organizations

Disability Insurance

• Income replacement – provide a source of income continuation in the event of long-term disability
• Buyout – fund an agreement to purchase a disabled owner’s or partner’s interest in the company

Retirement Planning

• Qualified plans – profit sharing plans, 401(k)s, defined benefit plans
• IRAs, SEPs, SIMPLE plans
• Non-qualified deferred compensation plans

Asset Allocation & Investment Management

Employee Benefits

• Executive planning services
• Group insurance plans (life, disability, long-term care, healthcare)