Whether the business climate is foggy or bright, today’s successful business owners and professional practices need appropriate insurance coverage, quality retirement and benefit plans, and even personal retirement and estate planning.
Richard E. Zacharoff & Associates can help you set your course – by addressing your financial needs and those of your employees. We have advised hundreds of business owners and professionals on strategies to meet their goals, maintain their capital, and strengthen their financial security since 1974.
Nearly 100% of our clients represent referrals and repeat business, reflecting the quality of the relationships we build with successful, self-made individuals and family-owned businesses.
The Cost of Procrastination
Don't let procrastination keep you from pursuing your financial dreams and goals.
Retirement Plan Detectives
A couple become Retirement Plan Detectives, searching records from old employers.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
As our nation ages, many Americans are turning their attention to caring for aging parents.
A letter of instruction provides additional and more personal information regarding your estate.
A four-step framework for building a personal legacy.
The tax rules governing profits you realize from the sale of your home have changed in recent years.
65 or older? It may be time to enroll in Medicare. Read to learn if you’re eligible.
When you take the time to learn more about how it works, you may be able to put the tax code to work for you.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator shows how inflation over the years has impacted purchasing power.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This questionnaire will help determine your tolerance for investment risk.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
Learn about the difference between bulls and bears—markets, that is!
The decision whether to buy or rent a home may have long-term implications.
Every so often, you’ll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?